Accident Benefits and Tort Claims
Many of our clients are unsure how to get compensation for their injuries. They want to know who will pay for their recovery, rehabilitation and time off work, especially if they are partially at fault for their accident. The two main ways to obtain compensation are through accident benefits and tort claims. At Rochon Genova, our personal injury lawyers will help you with both.
Accident Benefits
Accident benefits are paid by your own insurance company, regardless of whether you are at fault for the accident. These benefits may cover:
- Medical Expenses;
- Rehabilitation Expenses;
- Income Replacement/Non-Earner Benefits; and
- Attendant Care Benefits.
Although some benefits are the same for all insurance plans in Ontario, it is important to know the details of your own plan because it may include additional benefits, such as access to Housekeeping or Caregiving Benefits. If your injury is qualified as “catastrophic“, additional benefits could be available.
Third Party or “Tort” Claims
If you have suffered serious and permanent injury and the other party in the accident was at least partially at fault, you may sue the other party to obtain compensation above and beyond what you can get from your insurance. You may be able to get compensation for:
- Pain and Suffering;
- Medical Expenses;
- Lost Income; and
- Out of Pocket Expenses.
Your family members may also be able to claim losses under the Family Law Act.
The law can be complicated and confusing. Our personal injury practice group and support team have the knowledge and experience to negotiate with insurance companies so that you get the compensation you deserve. You need to concentrate on recovery and dealing with the aftermath of your accident. Let us worry about getting you compensation.
Our team is specialized in dealing with claims arising from all kinds of accidents, including:
- Motor Vehicle Accident;
- Motorcycle Accidents; and
- Pedestrian & Bicyclist Accidents.
We assist those who have suffered serious injuries, including:
- Head and brain injuries;
- Back and spinal injuries;
- Chronic pain; and
- Psychological Conditions, such as depression and post-traumatic stress disorder (PTSD).
Frequently Asked Questions
What are accident benefits?
Accident benefits are paid by your own insurance company, regardless of whether you are at fault for the accident. These benefits may cover medical expenses, rehabilitation expenses, income replacement/non-earner benefits, and attendant care benefits.
What is a third party or tort claim?
If you have suffered serious and permanent injury and the other party in the accident was at least partially at fault, you may sue the other party to obtain compensation above and beyond what you can get from your insurance.
Contact Rochon Genova
Call Rochon Genova at 416-363-1867 or send us an email to set up a free consultation.
